3 Reports

For credit software companies

Three-bureau credit reports inside your app, in your brand.

3 Reports connects your software to Equifax, Experian and TransUnion data through one API. Your customers verify their identity and see their report in components that look like the rest of your app. You never hold a bureau key, and you pay only for what you use.

Sign in to your consoleSee the components

Checking your own credit never affects your score.

Three components, ready to drop in

Each one runs in a secure frame on your page, and only on the sites you list.

Identity check

Your customer answers a few questions from the bureaus, once. After that you can pull their report.

Credit report

Scores, accounts side by side, payment history, inquiries, public records and personal details, all three bureaus.

Pull button

One button orders a fresh report and shows it when it lands. Each delivered report is billed once.

How it works

  1. 1Step 1

    Make a key

    Test keys work on the sandbox right away. Live keys work once we turn production on for you.

  2. 2Step 2

    Create a session

    Your server asks for a 30-minute session for one customer on one site. Your key never reaches a browser.

  3. 3Step 3

    Mount the component

    Paste a few lines, or use the React components. They wear your logo, colors, font and words.

  4. 4Step 4

    Get told

    Signed webhooks when a customer is verified, a report is ready, or a pull fails.

Simple, usage-based pricing

You are billed for each delivered report and each identity check attempt, at the prices on your account. A pull that ends without a report is never billed. No monitoring, no monthly bill per customer.

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